• 1. Pick your terms

    Think about how much you need to borrow and select a payment amount that works for your budget. You choose how long you want to pay the loan back.

  • 2. Fill out online application

    To complete the application, you’ll need personal information (including SSN & dob), income details (including pay frequency and monthly income), and banking details (securely log into your bank account or use your routing/account numbers).

  • 3. Get your money

    You will receive a confirmation notice from us once the deposit is completed in as little as 24 hours.

What you’ll need to apply

Personal information, (name, address, dob, SSN, phone number), income details (Income Type, Pay Method, Pay Frequency, Monthly Income), Banking details (securely log into your bank account or provide Account Type, Account & Routing Numbers).

Proof of Employment

Qualifying Bank Account

Email Address

Availabilities and Rates

Be 18 years or older, have a bank account (checking account or saving account), reside in one of the states in which we currently operate, have a regular source of income (Income can be from employment or from benefits including Social Security, Disability, etc. Please note: alimony, child support, or separate maintenance income is optional to include), receive paychecks through direct deposit.

If you have any questions about MoneyClub, please contact us or check out our FAQ for further information.